Lot 194 CHESTNUT RIDGE ROAD, DADE CITY, FL, 33523
Active99 days on marketListed May 12, 2026MLS #W7885308
About this home
Lot 194 CHESTNUT RIDGE ROAD
Beautiful 0.24± acre cleared lot located in the desirable Whispering Oaks Estates of Hernando County - ready for your future home plans! This inviting community offers low annual HOA dues, a recreation center for meetings and social activities, and private roads, creating a peaceful and welcoming setting. Ideally situated just off Treiman Blvd (US 301), the location provides excellent accessibility - approximately one mile to Cortez Blvd (US Hwy 98) and only six miles to I-75, making commuting to Brooksville, Dade City, Orlando, Ocala, Tampa, and the St. Pete/Clearwater areas easy and convenient. Enjoy an abundance of nearby activities just minutes away, including Croom Motorbike Trails, the Withlacoochee State Forest with miles of horseback riding trails, along with fishing, boating, shopping, restaurants, entertainment, and medical facilities. With lots of new homes in the area, this neighborhood continues to grow and shine. Buy now and build later - don't miss the opportunity to secure this wonderful homesite. Check it out before it's gone!
Facts & features
The home at a glance
0.24 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$442 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$442/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Dade City
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Dade City. See the full Dade City guide →
DADE CITY 33523 — neighborhood snapshot
Population
19,296
Median age
40.6
Median income
$60,897
Median home value
$231,700
Avg household
2.79
Households w/ children
2,208
For the school run
Hernando County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Dade City market
$340K → $352K
Dade City median sold, yr/yr
97.6%
Sale-to-list ratio (12 mo)
Median sold price, Dade City, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 86% below the DADE CITY 33523 median. See the full Dade City market guide →
Paper trail
This home's history
Reality check
What actually sold near Lot 194 CHESTNUT RIDGE ROAD
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$310,000
5465 CHESTNUT RIDGE ROAD · same community
3 bd · 2 ba · 1,725 sqft · $180/sqft · 65 DOM
Sold · Aug ’25$352,500
5406 BOXTREE COURT · same community
4 bd · 2 ba · 2,159 sqft · $163/sqft · 325 DOM
Sold · Mar ’26$396,000
5460 CHESTNUT RIDGE ROAD · same community
3 bd · 2 ba · 2,221 sqft · $178/sqft · 35 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Carlos Torres
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about Lot 194 CHESTNUT RIDGE ROAD — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for Lot 194 CHESTNUT RIDGE ROAD — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Carlos's phone and CRM.
Straight answers
Lot 194 CHESTNUT RIDGE ROAD FAQs
What would the monthly payment be for Lot 194 CHESTNUT RIDGE ROAD?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $442/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on Lot 194 CHESTNUT RIDGE ROAD?+
The most recent tax bill on record (2025) was $417. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Dade City?+
At $39,000, this home is listed about 90% below the Dade City median of $394,940. The market section on this page shows how the area is trending.
Which schools are assigned to Lot 194 CHESTNUT RIDGE ROAD?+
Eastside Elementary School (elementary), D. S. Parrott Middle School (middle) — Hernando County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of CENTURY 21 ALLIANCE REALTY · Marie McLaughlin. MLS #W7885308.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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