12901 GULF LANE UNIT 503, MADEIRA BEACH, FL, 33708
Active0 days on marketListed Aug 18, 2026MLS #TB8539090
About this home
12901 GULF LANE UNIT 503
Welcome to Beach Place #503, a beautifully positioned 2-bedroom, 2-bathroom condominium offering desirable Gulf-front living in Madeira Beach. This upper-floor residence features approximately 1,140 square feet of living space, an open and comfortable layout, and a private balcony with views toward the Gulf and John’s Pass. The kitchen features granite countertops, stainless steel appliances, and ample cabinetry, while the spacious living area provides plenty of room for relaxing and entertaining. The primary bedroom offers a comfortable retreat, with the second bedroom providing additional accommodations for family or guests. Beach Place is a sought-after Gulf-front community with direct beach access, a community pool, and convenient access to the restaurants, shops, and entertainment of John’s Pass Village. The property also includes an assigned parking space. Whether used as a vacation residence, second home, or investment property, #503 offers an excellent opportunity to own a piece of Madeira Beach.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,140
Sqft
1981
Year built
One
Levels
$639
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$4,781 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$4,781/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+72.3%
Days on market
0 vs 100 typical
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Madeira Beach
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Madeira Beach. See the full Madeira Beach guide →
MADEIRA BEACH 33708 — neighborhood snapshot
Population
15,306
Median age
61.1
Median income
$83,773
Median home value
$463,700
Avg household
1.9
Households w/ children
600
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Madeira Beach market
$573K → $590K
Madeira Beach median sold, yr/yr
94.2%
Sale-to-list ratio (12 mo)
Median sold price, Madeira Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 53% above the MADEIRA BEACH 33708 median. See the full Madeira Beach market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Carlos Torres
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 12901 GULF LANE UNIT 503 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 12901 GULF LANE UNIT 503 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Carlos's phone and CRM.
Straight answers
12901 GULF LANE UNIT 503 FAQs
What would the monthly payment be for 12901 GULF LANE UNIT 503?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,781/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 12901 GULF LANE UNIT 503?+
The most recent tax bill on record (2025) was $4,966. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 12901 GULF LANE UNIT 503?+
The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Madeira Beach?+
At $729,000, this home is listed about 6% below the Madeira Beach median of $777,500. The market section on this page shows how the area is trending.
Which schools are assigned to 12901 GULF LANE UNIT 503?+
Orange Grove Elementary School (elementary), Osceola Middle School (middle), Richard O Jacobson Technical High School At Seminole (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$729,000 runs 53% above the MADEIRA BEACH 33708 median.
02Move-in furnished
The furniture conveys — a genuine head start for a second home or rental, and one less five-figure line item after closing.
03Fresh on the market
Listed today in a Madeira Beach market that averages 100 — if it fits, move quickly.
04Strong assigned schools
Orange Grove Elementary School, Osceola Middle School, Richard O Jacobson Technical High School At Seminole — Orange Grove Elementary School rates 5 of 5. Always verify assignments with the district.
Listing courtesy of SURFCO REALTY · Quintin Tolliver. MLS #TB8539090.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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