1874 STABLE TRAIL, PALM HARBOR, FL, 34685
Active28 days on marketListed Jul 8, 2026MLS #TB8526199
About this home
1874 STABLE TRAIL
Welcome to a home where comfort, space, and timeless design come together in one of Palm Harbor's most sought-after communities. Nestled within Eagle Ridge at Boot Ranch, this beautifully maintained single-story pool home offers 4 bedrooms, 3 full bathrooms, and over 2,470 square feet of well-appointed living space on an expansive 10,568-square-foot homesite. Designed to complement today's lifestyle, the floor plan offers a seamless balance of open gathering spaces and private retreats. A welcoming foyer leads into spacious formal living and dining areas before opening to the heart of the home. The formal living room, with its wood-look tile flooring, crown molding, and glass French doors, opens onto the covered pool patio. The formal dining room, adjacent to the chef's kitchen featuring brick accents, wood cabinetry, granite countertops, and stainless steel appliances, overlooks the expansive family room, creating the perfect setting for entertaining, celebrating special occasions, or simply enjoying everyday life. The dinette opens to the pool and backyard porch. The full-size pool bath is conveniently located adjacent to the family room and pool. Shiplap accent walls, crown molding, a ceiling fan, and a wood-burning fireplace with a brick hearth create a warm and inviting gathering space for family and friends. Natural light fills the home, enhancing its warm and inviting atmosphere while allowing every room to feel bright and connected. The spacious primary suite offers a peaceful place to unwind, with glass French doors providing access to the pool and patio. The suite features dual his-and-hers walk-in closets and an ensuite bath complete with a soaking tub, dual-sink custom-built vanity, shiplap accent walls, designer lighting, and a tastefully tiled walk-in shower with a rainfall shower system. Three additional bedrooms provide flexibility for family, guests, or a dedicated home office. The entire home features professionally redesigned closets (a $14,000–$15,000 custom upgrade), with every space customized to maximize comfort, functionality, and effortless everyday living. The oversized 2-car garage and paver driveway provide both convenience and curb appeal. Step outside to your own private backyard retreat featuring a sparkling pool, completely redone in 2024, surrounded by plenty of space to relax, entertain, or enjoy Florida's beautiful year-round weather. Whether hosting weekend gatherings, enjoying morning coffee on the covered patio, or spending quiet evenings poolside, this outdoor setting was designed to be enjoyed in every season. Located within the highly desirable Boot Ranch community, residents enjoy easy access to championship golf courses, beautiful parks, Lake Tarpon, the Pinellas Trail, Gulf beaches, shopping, dining, top-rated schools, and Tampa International Airport. Combining generous living space, exceptional updates, an outstanding location, and endless possibilities, this is more than just a home—it's a place to create lasting memories and enjoy the very best of the Florida lifestyle.
Facts & features
The home at a glance
4
Bedrooms
3
Bathrooms
2,473
Sqft
0.24 ac
Lot size
2
Garage
1988
Year built
One
Levels
$315
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$5,245 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$5,245/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+0.6%
$/sqft vs Palm Harbor actives
$315 vs $265
Days on market
28 vs 48 typical
Where $315/sqft sits among the 400 Palm Harbor actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Palm Harbor
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Palm Harbor. See the full Palm Harbor guide →
PALM HARBOR 34685 — neighborhood snapshot
Population
17,895
Median age
48.7
Median income
$87,658
Median home value
$479,400
Avg household
2.45
Households w/ children
1,931
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Palm Harbor market
$420K → $445K
Palm Harbor median sold, yr/yr
96.4%
Sale-to-list ratio (12 mo)
216 of 400
Palm Harbor actives have cut their price
Median sold price, Palm Harbor, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 117% above the PALM HARBOR 34685 median. See the full Palm Harbor market guide →
Paper trail
This home's history
Reality check
What actually sold near 1874 STABLE TRAIL
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Feb ’26$619,000
1831 STABLE TRAIL · same community
5 bd · 3 ba · 2,528 sqft · $245/sqft · 84 DOM
Sold · Aug ’25$549,000
1805 STABLE TRAIL · same community
4 bd · 2 ba · 2,247 sqft · $244/sqft · 82 DOM
Sold · Mar ’26$580,000
1838 EAGLE RIDGE BOULEVARD · same community
4 bd · 2 ba · 2,247 sqft · $258/sqft · 225 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Carlos Torres
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 1874 STABLE TRAIL — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1874 STABLE TRAIL — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Carlos's phone and CRM.
Straight answers
1874 STABLE TRAIL FAQs
What would the monthly payment be for 1874 STABLE TRAIL?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $5,245/mo — principal and interest, the actual property-tax bill, the $75/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 1874 STABLE TRAIL?+
The association fee works out to $75 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 1874 STABLE TRAIL?+
The most recent tax bill on record (2025) was $6,107. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 1874 STABLE TRAIL?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Palm Harbor?+
At $780,000, this home is listed about 105% above the Palm Harbor median of $379,900. The market section on this page shows how the area is trending.
Which schools are assigned to 1874 STABLE TRAIL?+
Cypress Woods Elementary School (elementary), Joseph L. Carwise Middle School (middle), East Lake High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$780,000 runs 117% above the PALM HARBOR 34685 median — but at 2,473 sqft it's also 68% larger than the typical Palm Harbor listing.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Strong assigned schools
Cypress Woods Elementary School, Joseph L. Carwise Middle School, East Lake High School — Cypress Woods Elementary School rates 5 of 5. Always verify assignments with the district.
04The price has already moved
Listed at $865,000, now $780,000 — a $85K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of EXP REALTY LLC · Tanner Tillung. MLS #TB8526199.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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