20520 HOMOSSASA COURT, LAND O LAKES, FL, 34637
Active209 days on marketListed Jan 24, 2026MLS #TB8467488
About this home
20520 HOMOSSASA COURT
Welcome to The Groves Golf & Country Club, Pasco County’s premier active adult golf community in Land O’ Lakes, offering true maintenance-free living. The HOA includes roof replacement and exterior painting, providing long-term value and peace of mind. This meticulously maintained Inland Homes Ashwood II model features 3 bedrooms, 2 bathrooms, and 1,820 sq ft, ideally positioned on a corner lot. The thoughtfully designed open, split-bedroom floor plan offers excellent flow and privacy, with the primary suite tucked away from the guest bedrooms. Highlights include a tiled foyer, spacious living and dining areas, tile flooring throughout, an eat-in kitchen with breakfast nook, inside laundry room, and a large screened 35x15 lanai—perfect for enjoying Florida living year-round. The oversized primary suite features a walk-in closet and an updated en-suite bathroom. Additional features include a 2-car garage plus separate golf cart garage, a roof approximately 2 years old, and the home may be sold fully furnished for added convenience. Located within walking distance to the 15,000-sq-ft clubhouse, residents enjoy resort-style amenities including on-site dining, heated pool, jacuzzi spa, fitness studio, media room, tennis courts, bocce courts, and a full calendar of social activities. Golfers will appreciate the Gary Koch–designed championship course, surrounded by over 200 acres of conservation. Just minutes north of Tampa, shopping, dining, and medical facilities—this home offers the perfect blend of comfort, lifestyle, and carefree living.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,820
Sqft
0.26 ac
Lot size
2
Garage
2004
Year built
One
Levels
$250
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$4,029 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$4,029/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+30.7%
$/sqft vs GROVES PH 01A
$250 vs $204
Days on market
209 vs 43 typical
Where $250/sqft sits among the 6 homes for sale in GROVES PH 01A
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Groves
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Land O Lakes. See the full Land O Lakes guide →
Groves — neighborhood snapshot
Population
3,193
Median age
47
Median income
$94,170
Median home value
$377,881
Avg household
3
Households w/ children
500
For the school run
Pasco County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Land O Lakes market
$423K → $414K
Land O Lakes median sold, yr/yr
98.3%
Sale-to-list ratio (12 mo)
3 of 6
GROVES PH 01A have cut their price
Median sold price, Land O Lakes, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 18% above the LAND O LAKES 34637 median. See the full Land O Lakes market guide →
Paper trail
This home's history
Reality check
What actually sold near 20520 HOMOSSASA COURT
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Aug ’26$420,000
20914 RUBY RED WAY · same community
3 bd · 2 ba · 1,810 sqft · $232/sqft · 128 DOM
Sold · Feb ’26$348,500
7519 BERNA LANE · same community
3 bd · 2 ba · 1,804 sqft · $193/sqft · 59 DOM
Sold · Mar ’26$444,400
7850 GENOA LANE · same community
3 bd · 2 ba · 1,884 sqft · $236/sqft · 7 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Carlos Torres
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 20520 HOMOSSASA COURT — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 20520 HOMOSSASA COURT — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Carlos's phone and CRM.
Straight answers
20520 HOMOSSASA COURT FAQs
What would the monthly payment be for 20520 HOMOSSASA COURT?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $4,029/mo — principal and interest, the actual property-tax bill, the $276/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 20520 HOMOSSASA COURT?+
The association fee works out to $276 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 20520 HOMOSSASA COURT?+
The most recent tax bill on record (2024) was $8,557. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 20520 HOMOSSASA COURT?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Land O Lakes?+
At $455,000, this home is listed about 8% above the Land O Lakes median of $419,450. The market section on this page shows how the area is trending.
Which schools are assigned to 20520 HOMOSSASA COURT?+
Land O' Lakes High School (high), Connerton Elementary School (elementary), Pine View Middle School (middle) — Pasco County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$455,000 runs 18% above the LAND O LAKES 34637 median.
02Time on market is leverage
209 days on market against a Land O Lakes median of 43 — sellers in this position are usually ready to negotiate.
03Strong assigned schools
Land O' Lakes High School, Connerton Elementary School, Pine View Middle School — Land O' Lakes High School rates 4 of 5. Always verify assignments with the district.
04The price has already moved
Listed at $475,000, now $455,000 — a $20K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of REAL BROKER, LLC · Robert Johnson. MLS #TB8467488.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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