10103 TARPON DRIVE, TREASURE ISLAND, FL, 33706
Active345 days on marketListed Sep 4, 2025MLS #TB8418644
About this home
10103 TARPON DRIVE
Virtually Staged. 129 FEET OF DEEP WATERFRONT • NO BRIDGE GULF ACCESS IN MINUTES • 10,000 POUND BOAT LIFT • 450 SQ FT PUTTING GREEN • FULLY UPDATED COASTAL HOME Welcome to 10103 Tarpon Dr, a rare 129.5-ft waterfront property on the Intracoastal Waterway with fast, no-bridge access to the Gulf via Blind Pass Channel. This fully renovated 3-bed, 2-bath, 2,210 sq ft coastal home delivers the ultimate Treasure Island boating lifestyle with a 10,000-lb lift, composite dock, and wide-open water views. Step inside to a bright, open-concept living space featuring new drywall, paint, baseboards, lighting, and luxury finishes throughout. The kitchen includes new Samsung stainless steel appliances, quartz counters, custom cabinetry, and a spacious island perfect for entertaining. The living room showcases a sandstone fireplace and sliders that frame the water like a postcard. The primary suite offers double closets and a beautifully updated en-suite bath with marble-style tile and premium fixtures. Two additional bedrooms and a fully renovated guest bath provide comfort for family and guests. Outside, enjoy a resort-style backyard with a sparkling pool, new pool pump, covered patio, lush landscaping, and a private putting green — all overlooking the expansive waterfront. The composite dock and lift make this a boater’s dream, with quick access to the Gulf for fishing, cruising, or sunset runs. Additional upgrades include: new roof (in prcoess), hurricane-rated windows and sliders, new garage door, updated electrical, fresh exterior paint, a fortified seawall and low maintenance front and back with beautiful artificial turf. Located in one of Treasure Island’s most desirable waterfront neighborhoods, this home offers privacy, the best boating access on the island and walking distance to the recreation center with playgrounds, tennis courts and a new waterfront walkway. Move-in ready and priced to sell — your Florida waterfront lifestyle starts here.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
2,210
Sqft
0.23 ac
Lot size
2
Garage
1957
Year built
One
Levels
$604
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$8,365 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$8,365/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−1.6%
$/sqft vs Treasure Island actives
$604 vs $523
Days on market
345 vs 96 typical
Where $604/sqft sits among the 169 Treasure Island actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Paradise Island
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Treasure Island. See the full Treasure Island guide →
Paradise Island — neighborhood snapshot
Population
824
Median age
63
Median income
$78,500
Median home value
$463,000
Avg household
2
Households w/ children
11%
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Treasure Island market
$685K → $623K
Treasure Island median sold, yr/yr
93.8%
Sale-to-list ratio (12 mo)
92 of 169
Treasure Island actives have cut their price
Median sold price, Treasure Island, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 196% above the TREASURE ISLAND 33706 median. See the full Treasure Island market guide →
Paper trail
This home's history
Reality check
What actually sold near 10103 TARPON DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$1,266,700
307 AVENIDA DE PARADISIO · same community
3 bd · 2 ba · 1,511 sqft · $838/sqft · 28 DOM
Sold · Jun ’26$200,000
18770 SE 19TH PLACE · same community
2 bd · 2 ba · 1,508 sqft · $133/sqft · 16 DOM
Sold · Mar ’26$865,000
315 AVENIDA DE PARADISIO · same community
3 bd · 2 ba · 1,464 sqft · $591/sqft · 105 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Carlos Torres
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 10103 TARPON DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 10103 TARPON DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Carlos's phone and CRM.
Straight answers
10103 TARPON DRIVE FAQs
What would the monthly payment be for 10103 TARPON DRIVE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $8,365/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 10103 TARPON DRIVE?+
The most recent tax bill on record (2024) was $6,082. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Treasure Island?+
At $1,334,000, this home is listed about 94% above the Treasure Island median of $689,250. The market section on this page shows how the area is trending.
Which schools are assigned to 10103 TARPON DRIVE?+
Azalea Elementary School (elementary), Azalea Middle School (middle), Boca Ciega High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Positioned at the premium end
$1,334,000 runs 196% above the TREASURE ISLAND 33706 median — but at 2,210 sqft it's also 68% larger than the typical Treasure Island listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Time on market is leverage
345 days on market against a Treasure Island median of 96 — sellers in this position are usually ready to negotiate.
04Strong assigned schools
Azalea Elementary School, Azalea Middle School, Boca Ciega High School — Azalea Elementary School rates 4 of 5. Always verify assignments with the district.
05The price has already moved
Listed at $1,750,000, now $1,334,000 — a $416K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of SUNSET REALTY GROUP · Cynthia McGathey. MLS #TB8418644.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New Treasure Island homes, in your inbox
Like 10103 TARPON DRIVE but not quite? A daily digest of every new listing in Treasure Island — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask Carlos to ping you on any price or status change →