3313 PEKIN STREET, ST CLOUD, FL, 34772
Active1 days on marketListed Aug 7, 2026MLS #S5155231
About this home
3313 PEKIN STREET
Move-In Ready Home with $5,000 Buyer Credit & Very Low HOA, and NEW ROOF - 3 Bed, 2 Bath, 2-Car Garage with extra long driveway. Welcome home to this beautiful property in the highly desirable Mallard Pond subdivision, which is known for its friendly neighborhood feel and very low HOA fees. Step inside to a bright, open split-floor plan that flows seamlessly, and best of all, there is absolutely no carpet— tile and stylish luxury vinyl plank flooring. The heart of the home features a functional eat-in kitchen with a convenient breakfast bar, perfect for casual dining, morning coffee, and effortless entertaining. Right off the main living space, step out onto your private, rear screened porch—your own backyard oasis to relax and enjoy the Florida weather in complete comfort. Unbeatable Peace of Mind (Alot of the Major Ticket Items Already Done!) Indoor Laundry Room with washer/dryer hookups. Perfectly situated for easy living, this home keeps you close to excellent local shops and diverse dining options. Plus, you have lightning-fast access to the Florida Turnpike, making your daily commute to Lake Nona, Medical City, or the Orlando theme parks an absolute breeze. Don't wait—schedule your private tour today before it's gone!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,601
Sqft
0.23 ac
Lot size
2
Garage
2006
Year built
One
Levels
$214
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,808 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,808/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+3.3%
$/sqft vs St Cloud actives
$214 vs $217
Days on market
1 vs 43 typical
Where $214/sqft sits among the 400 St Cloud actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Mallard Pond
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know St Cloud. See the full St Cloud guide →
Mallard Pond — neighborhood snapshot
Population
1,400
Median age
39
Median income
$94,697
Median home value
$352,507
Avg household
4
Households w/ children
146
For the school run
Osceola County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The St Cloud market
$412K → $395K
St Cloud median sold, yr/yr
98.4%
Sale-to-list ratio (12 mo)
221 of 400
St Cloud actives have cut their price
Median sold price, St Cloud, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 10% below the ST CLOUD 34772 median. See the full St Cloud market guide →
Paper trail
This home's history
Reality check
What actually sold near 3313 PEKIN STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Sep ’25$349,900
3310 PEKIN STREET · same community
3 bd · 2 ba · 1,601 sqft · $219/sqft · 39 DOM
Sold · Dec ’25$405,000
3325 PEKIN STREET · same community
4 bd · 2.5 ba · 2,885 sqft · $140/sqft · 74 DOM
Sold · Oct ’25$239,900
3462 ALLEGRA CIRCLE
3 bd · 2.5 ba · 1,596 sqft · $150/sqft · 28 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Carlos Torres
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 3313 PEKIN STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3313 PEKIN STREET — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Carlos's phone and CRM.
Straight answers
3313 PEKIN STREET FAQs
What would the monthly payment be for 3313 PEKIN STREET?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,808/mo — principal and interest, the actual property-tax bill, the $66/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 3313 PEKIN STREET?+
The association fee works out to $66 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 3313 PEKIN STREET?+
The most recent tax bill on record (2025) was $4,931. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 3313 PEKIN STREET?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in St Cloud?+
At $343,000, this home is listed about 20% below the St Cloud median of $429,900. The market section on this page shows how the area is trending.
Which schools are assigned to 3313 PEKIN STREET?+
St. Cloud Elementary School (elementary), St. Cloud High School (high), Neptune Middle School (middle) — Osceola County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the ST CLOUD 34772 market on paper
$343,000 is 10% below the ST CLOUD 34772 median of $379,900, and at $214/sqft it sits under the St Cloud average of $237.
02Trees/Woods views
The trees/woods view is part of what you're buying — views hold value independently of the structure.
03Fresh on the market
Only 1 day on market in a St Cloud market that averages 43 — if it fits, move quickly.
Keep looking
Similar homes nearby
Listing courtesy of FLORIDA REALTY RESULTS LLC · Debbie Browning. MLS #S5155231.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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