1283 W DIAMOND SHORE LOOP, HERNANDO, FL, 34442
Active1 days on marketListed Aug 8, 2026MLS #OM729920
About this home
1283 W DIAMOND SHORE LOOP
Welcome to one of the best values in Terra Vista! This popular Malibu model offers 3 bedrooms, 2 bathrooms, a 2-car garage, and a thoughtfully designed great room floor plan with a guest wing and a flexible third bedroom that also makes an ideal den or home office. The heart of the home is the beautifully, completely updated kitchen featuring modern finishes and appliances, open concept floor plan giving it a move-in-ready feel. Enjoy peaceful views from the spectacular new panoramic screened lanai, professionally expanded to maximize outdoor living. The oversized birdcage enclosure, panoramic screen, super gutters, and large concrete patio create the perfect space to relax, entertain, and take in your own quiet greenbelt setting with no rear neighbors. Additional features include a heat pump new in 2014, maintenance-free living, and a Social Membership, allowing you to enjoy the exceptional Terra Vista lifestyle. Situated on a premium homesite backing to lush green space, this location would be difficult to duplicate today. If you've been waiting for an updated home in Terra Vista without the price tag of new construction, this is your opportunity. Beautifully improved, ideally located, and priced well below comparable new homes, this property is one you won't want to miss. Located 60 minutes from Tampa International Airport, 90 minutes from Orlando International Airport, and 75 minutes from the gates of Disney®. Come see why we call this "Your place in the Sun."
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,686
Sqft
0.17 ac
Lot size
2
Garage
2006
Year built
One
Levels
$207
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,880 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,880/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+13.5%
$/sqft vs Hernando actives
$207 vs $202
Days on market
1 vs 49 typical
Where $207/sqft sits among the 104 Hernando actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Hernando
Get to know Hernando. See the full Hernando guide →
HERNANDO 34442 — neighborhood snapshot
Population
16,356
Median age
65.7
Median income
$55,473
Median home value
$295,900
Avg household
2.03
Households w/ children
868
For the school run
Citrus County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Hernando market
$326K → $340K
Hernando median sold, yr/yr
95.0%
Sale-to-list ratio (12 mo)
52 of 104
Hernando actives have cut their price
Median sold price, Hernando, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 29% above the HERNANDO 34442 median. See the full Hernando market guide →
Paper trail
This home's history
Reality check
What actually sold near 1283 W DIAMOND SHORE LOOP
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$292,900
6508 NW 109TH PLACE · same community
3 bd · 2 ba · 1,694 sqft · $173/sqft · 101 DOM
Sold · Jul ’26$291,000
6490 NW 109TH PLACE · same community
3 bd · 2 ba · 1,699 sqft · $171/sqft · 189 DOM
Sold · Sep ’25$325,000
6480 NW 109TH PLACE · same community
3 bd · 2 ba · 1,706 sqft · $191/sqft · 78 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Carlos Torres
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 1283 W DIAMOND SHORE LOOP — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1283 W DIAMOND SHORE LOOP — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Carlos's phone and CRM.
Straight answers
1283 W DIAMOND SHORE LOOP FAQs
What would the monthly payment be for 1283 W DIAMOND SHORE LOOP?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,880/mo — principal and interest, the actual property-tax bill, the $283/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 1283 W DIAMOND SHORE LOOP?+
The association fee works out to $283 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 1283 W DIAMOND SHORE LOOP?+
The most recent tax bill on record (2025) was $2,742. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 1283 W DIAMOND SHORE LOOP?+
The listing reports pets: Breed Restrictions, Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Hernando?+
At $348,900, this home is listed about 9% below the Hernando median of $384,900. The market section on this page shows how the area is trending.
Which schools are assigned to 1283 W DIAMOND SHORE LOOP?+
Hernando Elementary School (elementary), Citrus Springs Middle School (middle), Lecanto High School (high) — Citrus County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$348,900 runs 29% above the HERNANDO 34442 median.
02Park/Greenbelt & Trees/Woods views
The park/greenbelt and trees/woods view is part of what you're buying — views hold value independently of the structure.
03Fresh on the market
Only 1 day on market in a Hernando market that averages 49 — if it fits, move quickly.
Keep looking
Similar homes nearby
Listing courtesy of REMAX REALTY ONE · The Ford Tea Ford. MLS #OM729920.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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