976 E MICHIGAN STREET UNIT A, ORLANDO, FL, 32806
Active1 days on marketListed Aug 17, 2026MLS #O6431224
About this home
976 E MICHIGAN STREET UNIT A
Take a look at this 3 or 4 bedroom condominium in this A rated desirable school zone in the Downtown 'SODO' area of Orlando. Need a place large enough and private enough to house additional family? This 'split plan' condo has 5 separate entrances, could be perfect for a home office or larger family, even a room rental model. Bedrooms are good sized so you can have your colleagues or student friends pay your mortgage in this gated community! Updated and cared for, this unit boasts ease of maintenance. Current owners have the mechanical systems managed on a scheduled maintenance program. The HOA takes care of the grounds and the pool, and water is included in the monthly HOA dues. Trash collection is nearby this unit and pest control along with exterior maintenance is included too. Tile floors through most of home, easy to maintain stone countertops, kitchen is super roomy with wood cabinets and loads of space, why it even has a pantry type closet. Walk in closets, linen closets, 2 storage areas outside and a huge area in the upper area of carport space add incredible value to this property. Simplicity and updates include grab bars in the bathroom and a low curb shower for easy access, and the second bathroom has a tub. The unit even has a pocket door! Residents can park anywhere, no assigned parking. On site property management and maintenance. This community has access to public transportation, one mile from hospital, post office, shopping and restaurants are within walking distance. Come check out this one, and enjoy city living under the Thousand Oaks today!
Facts & features
The home at a glance
4
Bedrooms
2
Bathrooms
1,664
Sqft
0.15 ac
Lot size
1973
Year built
One
Levels
$178
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,440 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,440/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
The investor lens
Two ways this home pays
This home sits inside Thousand Oaks, a community zoned to allow true short-term rentals — so it can earn as a nightly rental or a traditional lease. Here’s how the two paths compare.
Short-term rental
Zoned & eligible
Projected nightly rate, occupancy and annual revenue for this exact home.
Long-term rental
$2,000/mo median
Live Orlando rental listing data — this home’s rate depends on size, condition and furnishing.
Where it sits
Inside Pineloch
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Thousand Oaks is a short-term-rental community. See the full guide →
Pineloch — neighborhood snapshot
Population
2,928
Median age
39
Median income
$100,959
Median home value
$400,476
Avg household
2
Households w/ children
330
For the school run
Orange County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Orlando market
$400K → $395K
Orlando median sold, yr/yr
97.0%
Sale-to-list ratio (12 mo)
Median sold price, Orlando, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 29% below the ORLANDO 32806 median. See the full Orlando market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Carlos Torres
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 976 E MICHIGAN STREET UNIT A — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 976 E MICHIGAN STREET UNIT A — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Carlos's phone and CRM.
Straight answers
976 E MICHIGAN STREET UNIT A FAQs
What would the monthly payment be for 976 E MICHIGAN STREET UNIT A?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,440/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 976 E MICHIGAN STREET UNIT A?+
The most recent tax bill on record (2025) was $4,879. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Can 976 E MICHIGAN STREET UNIT A be rented short-term?+
Yes — this home sits inside Thousand Oaks, a community zoned to allow short-term rentals. Nightly-rental income could change the math on this purchase entirely; request a free rental income analysis and our team will prepare projections for this exact home.
Are pets allowed at 976 E MICHIGAN STREET UNIT A?+
The listing reports pets: Breed Restrictions, Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Orlando?+
At $296,000, this home is listed about 23% below the Orlando median of $385,000. The market section on this page shows how the area is trending.
Which schools are assigned to 976 E MICHIGAN STREET UNIT A?+
Blankner K-8 (elementary), William R Boone High (high) — Orange County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Under the ORLANDO 32806 market on paper
$296,000 is 29% below the ORLANDO 32806 median of $415,000, and at $178/sqft it sits under the Orlando average of $263.
02Zoned for nightly rentals
Thousand Oaks is one of the communities zoned to allow true short-term rentals — nightly income could change the math on this purchase entirely. Ask for the free rental analysis below.
03Fresh on the market
Only 1 day on market in a Orlando market that averages 42 — if it fits, move quickly.
04Strong assigned schools
Blankner K-8, William R Boone High — Blankner K-8 rates 4 of 5. Always verify assignments with the district.
Listing courtesy of JR REALTY GROUP LLC · Joan Thompson. MLS #O6431224.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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