
1893 WATER OAK ROAD, BUNNELL, FL, 32110
Active46 days on marketListed Jun 24, 2026MLS #FC319514
About this home
1893 WATER OAK ROAD
Looking for space, privacy and the freedom of country living without giving up convenience? This charming 3-bedroom home sits on two lots totaling approximately one acre and offers the lifestyle you've been looking for. With NO HOA, a fenced and cross-fenced property, and a detached 20' x 20' metal garage, there's room for your RV, ATV, boat, tools, hobbies and more. The neighboring 1/2 acre lot is also available for purchase. Inside, you'll find 1,225 square feet of comfortable living space with an open living/dining area, three bedrooms and a spacious primary suite. A flexible room adjoining the primary suite provides additional space that could be used as an office, dressing room, storage or other personal-use space, with potential for future conversion to a bathroom subject to buyer verification and applicable requirements. Several important improvements have already been completed, including A/C replacement in 2022, septic drain field replacement in 2022, and a new water heater in 2023. Outside, enjoy the fenced acreage, fruit trees and plenty of room for gardening, recreation, animals or simply enjoying the peace and quiet of your own property. This is a rare opportunity to own a half acre property and a detached garage for under $259,000. Bring your toys, your hobbies and your country-living dreams! Conveniently located to Bunnell with access to shopping, restaurants, schools, beaches and outdoor recreation. Schedule your private showing today — properties offering this combination of land, flexibility and value don't come along often!
Facts & features
The home at a glance
3
Bedrooms
1
Bathrooms
1,225
Sqft
0.51 ac
Lot size
2008
Year built
One
Levels
$211
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$1,931 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,931/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+14.5%
$/sqft vs DAYTONA NORTH SUB
$211 vs $213
Days on market
46 vs 34 typical
Where $211/sqft sits among the 18 homes for sale in DAYTONA NORTH SUB
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Bunnell
Get to know Bunnell. See the full Bunnell guide →
BUNNELL 32110 — neighborhood snapshot
Population
9,877
Median age
42.6
Median income
$56,277
Median home value
$221,200
Avg household
2.7
Households w/ children
1,090
For the school run
Flagler County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Bunnell market
$285K → $297K
Bunnell median sold, yr/yr
96.2%
Sale-to-list ratio (12 mo)
9 of 18
DAYTONA NORTH SUB have cut their price
Median sold price, Bunnell, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 10% below the BUNNELL 32110 median. See the full Bunnell market guide →
Paper trail
This home's history
Reality check
What actually sold near 1893 WATER OAK ROAD
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jan ’26$75,000
1215 BEECH BOULEVARD · same community
3 bd · 2 ba · 1,216 sqft · $62/sqft · 5 DOM
Sold · Feb ’26$170,000
1730 BERRYBUSH STREET · same community
3 bd · 2 ba · 1,263 sqft · $135/sqft · 13 DOM
Sold · Dec ’25$250,990
5845 MAHOGANY BOULEVARD · same community
3 bd · 2 ba · 1,114 sqft · $225/sqft · 31 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Your agent
Carlos Torres
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 1893 WATER OAK ROAD — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1893 WATER OAK ROAD — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Carlos's phone and CRM.
Straight answers
1893 WATER OAK ROAD FAQs
What would the monthly payment be for 1893 WATER OAK ROAD?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,931/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 1893 WATER OAK ROAD?+
The most recent tax bill on record (2025) was $1,576. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Bunnell?+
At $259,000, this home is listed about 14% below the Bunnell median of $301,350. The market section on this page shows how the area is trending.
Which schools are assigned to 1893 WATER OAK ROAD?+
Bunnell Elementary School (elementary), Flagler-Palm Coast High School (high), Buddy Taylor Middle School (middle) — Flagler County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of CLARION GROUP, INC. · Penelope Buckles. MLS #FC319514.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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