401 N SHORE DRIVE, ANNA MARIA, FL, 34216
Active17 days on marketListed Jul 29, 2026MLS #A4699983
About this home
401 N SHORE DRIVE
Stunning Fully Remodeled 3-Bedroom Home with Pool & Spa – Prime North End Location. Welcome to your dream coastal retreat! This beautifully remodeled 3-bedroom, 2-bath home was completely transformed in the spring of 2025 and professionally decorated with designer furnishings. Since the renovation, the home has never been rented or occupied—offering a truly brand-new interior experience. Every detail was thoughtfully updated, including: • New cabinetry, countertops, and premium flooring • All-new appliances and fixtures • Stylish, modern bathrooms with walk-in showers • Upgraded AC system • Elegant furnishings and accessories included Step outside to enjoy the custom-designed pool with an attached 6-person spa and spacious deck—perfect for entertaining or relaxing in style. Location is everything! Just one block from beach walkway access and only two blocks from the heart of Pine Avenue and the island’s best restaurants, boutiques, bars, and Gulf beaches. Don’t miss this rare opportunity to own a like-new home in one of the most sought-after areas of Anna Maria Island’s North End. Ideal long term rental home on Anna Maria. Schedule your private showing today!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,680
Sqft
0.18 ac
Lot size
1971
Year built
One
Levels
$7
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Principal and interest plus estimated taxes and insurance. Run your own numbers below.
$247 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$247/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs ANNA MARIA BEACH
$7 vs $1,521
Days on market
17 vs 142 typical
Where $7/sqft sits among the 14 homes for sale in ANNA MARIA BEACH
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Anna Maria
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Anna Maria. See the full Anna Maria guide →
ANNA MARIA 34216 — neighborhood snapshot
Population
900
Median age
64.4
Median income
$99,188
Median home value
$1,154,400
Avg household
1.83
Households w/ children
11%
For the school run
Manatee County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Anna Maria market
$1.5M → $2.6M
Anna Maria median sold, yr/yr
93.0%
Sale-to-list ratio (12 mo)
7 of 14
ANNA MARIA BEACH have cut their price
Median sold price, Anna Maria, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 100% below the ANNA MARIA 34216 median. See the full Anna Maria market guide →
Paper trail
This home's history
Reality check
What actually sold near 401 N SHORE DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Aug ’25$1,150,000
214 PALM AVENUE · same community
3 bd · 2 ba · 1,349 sqft · $852/sqft · 120 DOM
Sold · Feb ’26$1,000,000
501 SPRING AVENUE · same community
4 bd · 2 ba · 1,344 sqft · $744/sqft · 30 DOM
Sold · Oct ’25$1,350,000
212 MAGNOLIA AVENUE · same community
3 bd · 2 ba · 1,292 sqft · $1,045/sqft · 17 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Carlos Torres
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 401 N SHORE DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 401 N SHORE DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Carlos's phone and CRM.
Straight answers
401 N SHORE DRIVE FAQs
What would the monthly payment be for 401 N SHORE DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $247/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
Are pets allowed at 401 N SHORE DRIVE?+
The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Anna Maria?+
At $12,000, this home is listed about 100% below the Anna Maria median of $3,445,000. The market section on this page shows how the area is trending.
Which schools are assigned to 401 N SHORE DRIVE?+
Anna Maria Elementary School (elementary), Martha B. King Middle School (middle), Manatee High School (high) — Manatee County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the ANNA MARIA 34216 market on paper
$12,000 is 100% below the ANNA MARIA 34216 median of $2,985,000, and at $7/sqft it sits under the Anna Maria average of $1,515.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Strong assigned schools
Anna Maria Elementary School, Martha B. King Middle School, Manatee High School — Anna Maria Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of NDC REALTY, LLC · David Marcinko. MLS #A4699983.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New Anna Maria homes, in your inbox
Like 401 N SHORE DRIVE but not quite? A daily digest of every new listing in Anna Maria — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask Carlos to ping you on any price or status change →